Learning how to budget definitely would’ve been more useful than the Pythagorean theorem.
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Hi! I’m Charis, and I paid off $46,500 of debt in two years.
While I’d consider myself pretty good with money now, I haven’t always been financially savvy. Here are the biggest money mistakes I’ve made throughout my life, so hopefully you can avoid making them, too!
Not checking how much money I owed on credit cards.
I didn’t have autopay setup for my debt, so I was late on a few monthly payments.
Not knowing what the heck a credit score is.
Thinking a car magically takes care of itself.
I racked up debt without a plan to pay it all off.
Buying way too many clothes just because they were on sale.
Swiping my card without thinking about it.
Not investing early with my spare change.
I wouldn’t budget unless I could make it perfect.
Overpaying my taxes because I didn’t know what I was doing.
Living paycheck to paycheck without trying to save money.
Giving in to impulse buys too often.
I thought my credit line limit = free money.
Spending more than I wanted to on delivery and eating out.
Overspending by not looking for cheap deals.
Trying to live like others.
Not evaluating if I’d really use the things I was spending my money on.
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